Archives for 2014

US Industry Sites are Safer Than Ever

There’s good news on the safety front for U.S. domestic industry: industrial work sites are safe than ever before, according to OSHA, which monitors work site safety, injuries and illnesses. OSHA reported these encouraging statistics in 2014:

  • Fatal job-related injuries dropped by nearly 25% over the past decade
  • The rate of work-related severe injury and illness fell between 2011 and 2012 for private sector and local government employees
  • Overall, all work site injuries and illnesses dropped between 2011 and 2012
Ebola Raised Awareness of Disease Control Efforts

It wasn’t until the Ebola virus arrived in the U.S.… [Read more]

Egypt in Turmoil: What It Means for the Rest of the World

With all the fears ISIS has generated about the possibility of homegrown terrorism cells sprouting up throughout Western nations, the recent attack in Egypt, which left at least 25 people dead, is a stark reminder that Islamic fundamentalists are a threat in predominantly Muslim countries as well.

Some reports claim the attack was made with a car bomb, while other sources claim an RPG struck a vehicle containing ammunition.… [Read more]

How Low Can Congress’ Approval Rating Get? We’ll Know After the Elections

With the midterm elections just a few days away, politicos across the country are on the edge of their seats waiting to see whether the Republicans will take back control of the Senate. It seems as though the GOP has a stranglehold on retaining a majority presence in the House of Representatives, and now the polls indicate that they might in fact edge out the Democrats in the other chamber of Congress as well.… [Read more]

Why Are More Americans in Need of a Budget?

Financial woes are burdening the majority of Americans, which is why it’s more important than ever for people to get their budgets on track.

If you’re a victim of today’s sluggish economy, then it’s time to turn things around by making your personal budget your top priority.

With money management in mind, here are just a few tips that will help you steady your budget and make your money last longer:

Personal Budgets and the Economy

If you’re still feeling the fallout from the financial crisis of late 2007 and 2008, you’re not alone.… [Read more]

Bank on Better Savings

This article looks at how Americans can get better returns on their banking investments. Are more people using credit unions? If your bank offers low interest returns on savings accounts etc. is it time to move to another one? Many banks collected an enormous amount of fees from customers yearly. How can consumers cut down on these?… [Read more]

4 Crazy Motorist Laws You Don’t Know About

The city of Phoenix only gets about eight inches of rainfall per year, so storm sewers were never included in city plans when pavement was laid for streets years ago. Low annual rainfall also means drivers don’t get much practice navigating wet roads.

This combination of factors did not convince the Arizona legislature to build a sewer system.… [Read more]

Tips for Protecting Yourself from Credit Fraud

Credit card fraud occurs every day, as hackers are always on the lookout for ways to steal your personal information. In fact, it is estimated that nine million Americans are victims of identity fraud every year, and many of these individuals have their credit card information stolen as well. Even if you only use your credit cards to shop at major retailers, you can still become a victim.… [Read more]

Chock Full O’ Health Benefits: Drink Your Coffee, Dear, It’s Good for You

People of a certain age will recall a 1980s advertising campaign that featured the “coffee achievers of American society—the movers and the shakers.” It showed clips of actress Cicely Tyson fake-slapping some guy during a rehearsal, glam-rocker David Bowie (who, incidentally, is English) and Annie and Nancy Wilson of Heart. “Hold on tight to your dreams,” someone sang in the background, and then a woman’s voice explained, “Coffee gives you the time to dream it.”

The ad was a clumsy appeal to younger people (those at the tail end of the Baby Boom), because coffee was viewed as something only old people drank.… [Read more]

How Does Your Credit Score Measure Up?

Do you know what your credit score is? Do you at least have a ballpark figure? We all have far too many numbers to memorize in life to keep all of them around for instant recall, but your credit score is probably among the more important ones to know.

I’m not here to tell you how a credit score is calculated; frankly, there’s a lot that goes into it, and even financial experts are occasionally in disagreement about which factors actually influence your score.… [Read more]

Smartphones and Journalism: The Future Is Mobile

When you think of what a smartphone can do for a journalist, you probably think of a voice recorder that will record thoughts and audio interviews, a built-in video cam that can record live events and a high-resolution camera that can take photos on the run. However, there are many more smartphone tools that journalists use today that are indispensable.… [Read more]

Net Neutrality: What You Need to Know

With all of the controversy swirling around the topic of Net Neutrality, it can be hard to know what to trust and what to take with a boulder-sized grain of salt. For an issue that threatens to impact almost every aspect of our increasingly electronic daily lives, Net Neutrality remains relatively obscure, and thus ripe for manipulation and disinformation.… [Read more]

Gun Control: The More Things Change, the More they Stay the Same

What exactly would it take for the people of the United States to come together and agree that maybe buying guns should be just a little bit harder to do? The tragedy of Sandy Hook seemed almost like a cartoonishly evil hypothetical answer to that kind of question. Maybe, you might have said, if a classroom full of kindergartners was shot to death, that would be enough for people to agree that some limits on gun ownership wouldn’t be totally crazy.… [Read more]

Goodell Must Go

Maybe the naysayers don’t have it completely wrong. Maybe there is something to be said about the dangers of getting swept up in every gust of opinion that blows its way across the national stage. Perhaps it’s true that bowing to public pressure isn’t always the best course of action, and a mob mentality shouldn’t decide whether or not people should get to keep their jobs.… [Read more]

Want Legalized Marijuana? Then Change Drug Testing Policies

Marijuana is becoming an increasingly more accepted drug in our society. Medical marijuana use is now permissible in over a dozen states, and consumers can legally use marijuana for recreation in Colorado and Washington. Although marijuana is a powerful, mind-altering drug, there are some benefits to its use. In states where medical marijuana is legal, doctors have prescribed it to cancer patients and victims of other serious diseases because it can help relieve some of the pain associated with these illnesses.… [Read more]

A Zero Emissions Manifesto for the Climate Justice Movement

“Zero emissions is an ambitious but achievable goal.” —UN Secretary-General Ban Ki-moon

Zero has become the most important number for humanity. Why?

Any chance of stabilizing the climate hinges on transitioning to zero greenhouse gas emissions as quickly as humanly possible. Simply slowing the rise of emissions will not work. For the first time, the world’s leading climate authority, the Intergovernmental Panel on Climate Change (IPCC), has embraced a goal of near zero greenhouse gas emissions or below.… [Read more]

Mitt Romney: Zombie Candidate for 2016?

Chances are, the last time you saw Mitt Romney it was when he was on TV giving his concession speech or, days later, when a photo of the disheveled looking former presidential candidate was snapped as he pumped his own gas. This, it seemed, is what it looks like when someone’s political career is over. When they don’t care anymore if their hair is perfect, if their face is stuck in a perma-grin, or if they’re stuck doing menial chores that they wouldn’t have had to do as leader of the free world.… [Read more]

Are Young Black Men Broken?

Have we been brainwashed into believing there is a “black male problem” that needs to be fixed? What kind of message is this sending to young black men? Are they broken and in need of repair?

I’ve been asking myself these questions lately. For years we have been exposed to “plight of the black man” messaging.… [Read more]

Controversial Alabama Abortion Law Deemed Unconstitutional – Hope for Thousands

The term abortion brings out an array of emotions from various quarters of society, raising pertinent issues about health, hygiene and the right to live. While critics argue that the unborn child has a right to live just like anyone else, there are certain situations that may force some women to consider abortion like the presence of multiple children already in the family, advanced maternal age, underlying medical conditions that could affect the unborn child or poor financial situation that dictate an inability to bring up a child.… [Read more]

Is Health Insurance Ever Going to Be Perfect?

Hearing the words “Obamacare” and “Affordable Care Act” strikes confusion into the minds of many Americans as the quest for the best health insurance plan continues for many.

People hear these terms and how health care and health insurance will be affected, but often times the outlook and options are misunderstood. The public wonders if health insurance will ever be perfect and what their coverage will look like in a few years.… [Read more]

The State of the Mortgage

Looking to buy a home? Believe it or not, it might be easier than it’s been during the last two decades to secure a mortgage from financial institutions.

According to a survey of senior loan officers commissioned by the Federal Reserve, at negative 18.3 percent, the net percentage for prime mortgages was the lowest it’s been since the central bank started tracking it in 2007.… [Read more]