Archives for October 2014

How Low Can Congress’ Approval Rating Get? We’ll Know After the Elections

With the midterm elections just a few days away, politicos across the country are on the edge of their seats waiting to see whether the Republicans will take back control of the Senate. It seems as though the GOP has a stranglehold on retaining a majority presence in the House of Representatives, and now the polls indicate that they might in fact edge out the Democrats in the other chamber of Congress as well.… [Read more]

Why Are More Americans in Need of a Budget?

Financial woes are burdening the majority of Americans, which is why it’s more important than ever for people to get their budgets on track.

If you’re a victim of today’s sluggish economy, then it’s time to turn things around by making your personal budget your top priority.

With money management in mind, here are just a few tips that will help you steady your budget and make your money last longer:

Personal Budgets and the Economy

If you’re still feeling the fallout from the financial crisis of late 2007 and 2008, you’re not alone.… [Read more]

Bank on Better Savings

This article looks at how Americans can get better returns on their banking investments. Are more people using credit unions? If your bank offers low interest returns on savings accounts etc. is it time to move to another one? Many banks collected an enormous amount of fees from customers yearly. How can consumers cut down on these?… [Read more]

4 Crazy Motorist Laws You Don’t Know About

The city of Phoenix only gets about eight inches of rainfall per year, so storm sewers were never included in city plans when pavement was laid for streets years ago. Low annual rainfall also means drivers don’t get much practice navigating wet roads.

This combination of factors did not convince the Arizona legislature to build a sewer system.… [Read more]

Tips for Protecting Yourself from Credit Fraud

Credit card fraud occurs every day, as hackers are always on the lookout for ways to steal your personal information. In fact, it is estimated that nine million Americans are victims of identity fraud every year, and many of these individuals have their credit card information stolen as well. Even if you only use your credit cards to shop at major retailers, you can still become a victim.… [Read more]

Chock Full O’ Health Benefits: Drink Your Coffee, Dear, It’s Good for You

People of a certain age will recall a 1980s advertising campaign that featured the “coffee achievers of American society—the movers and the shakers.” It showed clips of actress Cicely Tyson fake-slapping some guy during a rehearsal, glam-rocker David Bowie (who, incidentally, is English) and Annie and Nancy Wilson of Heart. “Hold on tight to your dreams,” someone sang in the background, and then a woman’s voice explained, “Coffee gives you the time to dream it.”

The ad was a clumsy appeal to younger people (those at the tail end of the Baby Boom), because coffee was viewed as something only old people drank.… [Read more]

How Does Your Credit Score Measure Up?

Do you know what your credit score is? Do you at least have a ballpark figure? We all have far too many numbers to memorize in life to keep all of them around for instant recall, but your credit score is probably among the more important ones to know.

I’m not here to tell you how a credit score is calculated; frankly, there’s a lot that goes into it, and even financial experts are occasionally in disagreement about which factors actually influence your score.… [Read more]