The current state of health care in the U.S. is broken. Between the issues that arose with Obamacare and the mostly defunct ideas behind Trumpcare, the average American finds the system overwhelming and confusing. Neither one of these programs is ideal. It’s obvious that we need a better solution as quickly as possible.
Embracing the Single-Payer Platform
Many experts support the concept of the single-payer health care system. Numerous countries already use the model, including Canada, the United Kingdom, Finland, Australia, Iceland and more. The citizens of these countries, generally speaking, are happy with their services.
Often referred to as “Medicare for All,” the single-payer health care system provides a national platform for health insurance coverage that automatically extends to every single resident of the country. Covered services include:
- Doctor and hospital visits
- Preventive and long-term care
- Dental and vision
- Prescription drug treatment
Simply put, it’s a program that ensures a healthier nation by providing equal and affordable health care for all.
But the money still needs to come from somewhere. Roughly 70 percent of these costs would come from the federal funds that are already earmarked for various health care programs in the U.S., but this leaves a substantial portion remaining. With some states working hard to fund their current Medicaid and Medicare programs, beneficiaries have been forced to take legal action.
Overcoming the Flaws of Medicaid, Medicare and Obamacare
None of our existing models are perfect. According to recent estimates, a retired couple will pay nearly $400,000 in out-of-pocket medical costs that aren’t covered by Medicare. There are also different parts of our country’s current Medicare structure, including Part A and Part B, which can add even more confusion to an already perplexing landscape.
Although Obamacare has received a great deal of scrutiny and bad press, especially following the 2016 election, the program has already reduced the overall number of uninsured Americans by almost 20 million. It also included many perks for those who maintain insurance through their employers, including uncapped coverage, extended coverage for children and numerous other benefits.
Medicaid has so many limitations it’s not a viable solution for many. Some doctors and institutions do not even accept new Medicaid patients, so you might find it difficult to locate services. Some Medicaid recipients, especially those living in nursing homes and assisted care facilities, have faced discrimination as a result of their health insurance.
Paving the Way for a Healthier Nation
While Obamacare may see a replacement in the near future, President Donald Trump and the Republican Party have yet to introduce a plan that offers better coverage. Whether or not we will end up with a single-payer platform is still unclear, but it’s safe to say we need to see some sweeping changes sooner rather than later.
Kate Harveston is a political writer and activist. She enjoys writing about issues related to social justice and policy reform, but she also writes about a variety of other cultural topics. If you like her work, you can follow her on Twitter for updates or subscribe to her blog, Only Slightly Biased.