The Key Tax Changes to Anticipate in 2017

Back in October, the IRS announced a number of key changes to policies regarding taxes, both for individuals and businesses. As we enter 2017, it is important to anticipate these changes coming into effect. These changes will affect the taxes you file for the fiscal term of 2017. What are the key changes to anticipate this year?… [Read more]

What Agencies Aren’t Telling You: Busting The Myths Of Temporary Jobs

More employers are hiring temporary employees. According to the American Staffing Association, “U.S. staffing companies employed an average of 3.2 million temporary and contract workers per week in 2014, up 5.4% from 2013.”

While staffing agencies will tell you that the rise makes temporary work seem like a positive thing, what they won’t tell you is that there are many cost-effective benefits for employers when it comes to hiring a temporary worker vs.… [Read more]

The True Cost of Cashing out Your 401(k) – And Some Better Options

A leaky roof, a damaged septic system, a child getting ready to go to college—if you are facing any of these expensive propositions, you may be thinking about taking money out of your 401(k). Before you call your HR rep, check out the true cost of tapping your retirement account and these valuable alternatives.

You’ll Pay Penalties

If you are under the age of 59.5, you can withdraw money from your 401(k) for hardship distributions.… [Read more]

Retirement Planning In A Nutshell

Fifty years ago, there was one type of retirement plan: a pension.  And once you retired from your company with 25 years of service and a gold watch, you received a steady paycheck for the rest of your life.  Today, there is a dizzying array of choices, and let’s be honest — very few of us are retiring with 25 years of service from anywhere.… [Read more]

Thanks A Whole Lot, S&P!

I’ve been watching the news and the reports are saying things to the effect of now that Standard & Poor’s  (S&P) has issued their report, the ‘dust can settle’.  REALLY?!?  How can anyone say that in the face of the stock market tanking like it has over the past several days?  Thanks a whole lot, S&P!!… [Read more]

Recall These Losers

Are we seriously stuck on stupid??

How is it that a nation with some intelligent people can be so stuck in the muck of its own inability to compromise, care about what happens to others and realise their impact on the rest of the world?

America is in the midst of its own self-created drama; for several months we have been talking about the impact of not raising the debt ceiling and now we’re down to the end of the noose rope.  … [Read more]