Do As I Say, Not As I Do

Last week I applied for a house loan.  I used my credit score only, and therefore only my income, because my husband’s credit is not the best.  In the end I was denied a loan because my debt to income ratio was too high at 54%.

Meanwhile, “The 2011 United States public debt-to-GDP ratio was about 69.4%”.   … [Read more]

My Summer of Ulcers: Amerikan Medicine In Action

I’ve grown afraid of turning into an armchair reporter. A search engine, a bag of English-class composition tricks, and a backlog of polysyllabic words I picked up from listening to too much Bad Religion as a kid; I’m only 3 articles into my stint with BNV and this formula’s getting old already. Maybe being a research monkey isn’t my thing after all.… [Read more]

Retirement and Recession, Where Do You Stand?

Millions of people spend years planning for retirement. Many invested their income into stocks expecting investment returns of at least 8% and others expected their homes to have appreciated in value by 10% each year. Their expectations have been shaken to the core during this recession and long periods of economic uncertainty.

Because a large portion of people nearing retirement are not going to have as much to retire on as they initially thought, many are facing some serious questions that must be answered: How much more will I have to save?… [Read more]

The Degree of Who or What You Know

I attended my friend’s 25th birthday dinner this past Saturday night. Surrounded by a few of her friends and a majority of her family, we indulged in plenty of alcohol. What should have turned into chaos instead evolved into a conversation about education. Included in the group of friends was one whom I had not seen since middle school.… [Read more]

Fix It!!

"This is war(fare)"! We've heard that declaration quite frequently though, in recent weeks, the rhetoric has toned down somewhat and been replaced by other nonsense spewed by the CONservative spin meisters. Despite being ratcheted down a notch, the whining and lying talking points from the right continue to focus on how the poor and middle-class have declared war against the ultra-rich. Read more...

For The Economy’s Sake…

…Let the Bush tax cuts expire. Congress will, at some point, have to make a decision before their next taxpayer subsidised vacation on whether or not to extend the tax cuts for the wealthiest Americans that were put in place during George W. Bush’s presidency. It’s really clear to me though not clear to any viewers of FOX/Fake News that the Republicans aren’t anxious to take any action that will move the country forward given how much they loathe the POTUS represent compromise with the Democrats but, perhaps, they can consider that letting the tax cuts expire will boost their image among sane people and enhance the nation’s overall economic picture.… [Read more]

The Not-So-Super Committee

Who came up with this dumb-arse idea? A committee evenly comprised of Democrats and Republicans to do the dirty work of finding over $1 trillion in savings within the federal budget and reduction to the nation’s debt. Really?

I’m sure some of you are wondering if I’m saying that it’s wrong to find ways to save money in the budget; that is not what I’m saying.… [Read more]

The American Dream?

We are spoon fed a dream growing up in America that is akin to a grandiose fairy tale.  We are programmed to believe that the corporate ladder is there to be climbed — and if we sweat and bleed enough, one day we will reach the top of it victorious.  It is ingrained in us that the path to reach the top of the highest mountain is to buckle down and study, avoid excessive idle time and make sure to pad our academic resumes with lots and lots of meaningful extracurricular activities.  … [Read more]

Health Care Reform: Round 2

Ultra conservative Tea Bagger households won’t be places of happiness and joy tonight.  Why?  The ‘Party of NO’ was just dealt a blow by the U.S. Court of Appeals HAHAHA!!!  I LOVE it!  Couldn’t happen to a more foul bunch of obstructionists!!: President Obama’s Healthcare Reform Law stands.

Disclaimer:  When the issue of healthcare reform was tackled after President Obama’s inauguration, I wanted to see a single payer system passed.  … [Read more]

Labor Day is Here…

Labour Day is here.  Actually, I’m in the U.S. and here it is LABOR Day;  no ‘u’ in Labor so I’ve dropped my traditional British spelling).  That’s probably appropriate because the United Kingdom/England doesn’t celebrate Labor Day as a holiday to unite workers and further the cause of the working person.  Hmmm….they need to change that…good jobs are the ultimate riot-prevention tool… [Read more]

What Now?

I thought I would end up posting the very minute that the latest governmental fiasco deal was strong-armed and threatened debated into existence but, frankly, I’ve spent the last few days trying to find any upside to this latest episode.  I’m still searching and, given some of the reports that are not getting any mention in the press, maybe there’s more to this than meets the eye.  … [Read more]

Recall These Losers

Are we seriously stuck on stupid??

How is it that a nation with some intelligent people can be so stuck in the muck of its own inability to compromise, care about what happens to others and realise their impact on the rest of the world?

America is in the midst of its own self-created drama; for several months we have been talking about the impact of not raising the debt ceiling and now we’re down to the end of the noose rope.  … [Read more]