Amid new fears that China’s financial problems will bring the global economy plummeting again, more and more companies are looking for ways to save money in order to protect their bottom line. From cutting back on energy to seeking cheaper materials, small businesses around the globe are trying to trim expenditures to the bare minimum. There are actually some ways your Human Resources (HR) department can help you cut back on payroll going forward.… [Read more]
American culture is hardwired to exalt the small business owner, and with good reason: small businesses added two-thirds of the three million new jobs created in 2014.
As a result, any cogent political philosophy will pay close attention to the needs of America’s legion of entrepreneurs and small business owners.
The 2016 race is no different.… [Read more]
Financial woes are burdening the majority of Americans, which is why it’s more important than ever for people to get their budgets on track.
If you’re a victim of today’s sluggish economy, then it’s time to turn things around by making your personal budget your top priority.
With money management in mind, here are just a few tips that will help you steady your budget and make your money last longer:
Personal Budgets and the Economy
If you’re still feeling the fallout from the financial crisis of late 2007 and 2008, you’re not alone.… [Read more]
A retirement crisis is looming, and it is making millions of baby boomers – as well as social and economic policymakers – pretty nervous. As boomers approach retirement age, many are worried about adequate income to fund their golden years. And retirement woes are not just a problem in the U.S.; they’re a global concern as well, according to a December 2013 Associated Press piece by David McHugh, Elaine Kurtenbach, and Paul Wiseman. … [Read more]
A leaky roof, a damaged septic system, a child getting ready to go to college—if you are facing any of these expensive propositions, you may be thinking about taking money out of your 401(k). Before you call your HR rep, check out the true cost of tapping your retirement account and these valuable alternatives.You’ll Pay Penalties
If you are under the age of 59.5, you can withdraw money from your 401(k) for hardship distributions.… [Read more]
Dear Mrs. Vera,
Should there be a mandatory retirement age for the House and Senate? This Congressional Afterlife Country Club I joined is letting just anyone and everyone in. I’m thinking of coming back from the dead and running for office in South Carolina.
Regards, Even though I hate your work and everything about you, The Hoovering-Around-The-Set-Of-A Scooby-Doo™-Cartoon Ghost Of Jesse Helms.… [Read more]
Fifty years ago, there was one type of retirement plan: a pension. And once you retired from your company with 25 years of service and a gold watch, you received a steady paycheck for the rest of your life. Today, there is a dizzying array of choices, and let’s be honest — very few of us are retiring with 25 years of service from anywhere.… [Read more]