Diagnosing the Causes of Medical Debt in the U.S. (Infographic)

With the rollout — and consequential fallout — of Obamacare, the real importance of healthcare reform had been temporarily swept aside to clear the stage for politics. While the dust settles on the budget battleground, we are revisiting the initial reasons behind the reform. As the average age and weight of the people in the United States increases, health issues become more pressing.

The average American struggles to pay the necessary medical bills, even if he or she has medical insurance. In fact, people who lost their health insurance while still ill or receiving treatment ended up owing 1.25 times more than people who didn’t have insurance at all. Medical bills are driving families deeper into debt, and have become the number one cause of households filing for bankruptcy.

But the real cost of a defective healthcare system isn’t just the bankruptcy that families face in order to get the medical care they need. The fear of increasing their debt keeps people from seeking the medical treatment. Nearly 40 percent of households have reported delaying or forgoing tests, seeing a doctor or getting medication in an effort to avoid more medical bills. This infographic with facts supplied by financial service organizations that have all the statistics that you NEED to know about medical debt in the United States and why healthcare reform is so necessary.

Medical Debt in the US



Dave LandryDave Landry Jr. is a personal finance manager and blogger located in Southern California who has recently taken an interest in developing infographics.


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