Email scams are a regular part of our junk boxes today, and security companies continue to try to invent more sophisticated programs to separate the good emails from the bad. Unfortunately, email spammers are very effective at getting around these safeguards and tricking people into giving away their information. In general, every time you are asked to give out your information, your ears should perk up, and you should become more vigilant. You never know when you’re about to fall victim to a scam. For businesses, hiring outside IT services from Ottawa can help safeguard your company and set up specific filters for your inboxes. Even personal computers can be better protected from basic malware and virus scams with an Ottawa managed services package. Below are some of the most common scams that find their way into your inbox and how to avoid them.
Ransomware Strikes Often
One of the biggest email scams of the last year is known as ransomware. When you open a seemingly harmless email, code is executed that begins to encrypt every file on your hard drive. If you want the data back, you have to generally pay a fee. This fee is typically a few hundred dollars, but you may end up paying several thousand dollars. Before you go off thinking this type of transaction is trackable, the scammer generally has a method of securing the money through the dark web or another practice that makes it difficult, if not impossible to track.
Chip Card Scams
In this scam, emails are sent out, informing customers who have the new chip card, that their card has been compromised. One big indication that this is false is if you don’t yet have a chip card. Protect yourself by always calling the number on the back of your card before making any decisions.
Fake Check Scam
The biggest scam people still fall for, is the fake check payment scam. Very simply put, if someone gives you a check for more than what they owe you, and ask you to give them money for the extra, the check is likely fake. Any time you give something real and tangible for something that could be faked, you’re putting yourself in a position to potentially get scammed.
When you get an email, check for spelling errors and if you get an email from a financial institution, make sure it’s coming from an email address you have on file. One way to do this is by creating a separate email address for your financial information. If you get a money request that doesn’t go to this email address, don’t respond. Only use this email when signing up for bank accounts, or setting alert notifications and don’t ever use it to send emails.
Don’t fall prey to some of these inbox scams and hacks. If you find more and more flooding your email without going to junk, see if your email service provider knows what’s wrong.