How Home Repair Funding Programs Make a Difference for Low-Income Families

Photo credit: Isaac Benhesed at Unsplash

At this Christmas season, we are often faced with some rather negative attitudes towards low-income populations, despite it being a season of giving. However, despite the Grinches, there are many government and local funding programs that help low-income families in America throughout the year, not only at Christmas. Not being able to afford basic home repairs is something is something which many low-income families struggle with. The programs that help to pay for these home improvements are working to make a huge difference in their lives. Here are just some of the benefits that exist for these programs. 

Need Based Considerations
These repair funding programs tend to be need-based. This means that you need to be below a certain income level in which to qualify. The point is to enable you to afford some of those more costly repairs that would have been out of reach without aid. It helps those that are working but don’t earn enough and seniors that are on a fixed income. Home repairs can be quite expensive and can be impossible to save up for when you’re just struggling to pay your bills. 

Home Improvements Opportunities
The home repair funding programs are for more than just simple home fixes. This includes larger expenses, such as roof repair. Living in a home with a roof leak not only destroys your home but can present a health hazard. Getting a new roof is also very expensive. You may qualify for other types of home improvements if they present a hazard to the health of your home and your family. Updated plumbing and electrical may be another home improvement project that would improve your quality of life. 

Energy Consumption Concerns
A great many of the home improvement projects that get funded are those that relate to improving your home’s energy efficiency. This means that you may be able to have an energy audit performed. This will identify projects that are needed to cut down of the amount of energy that you’re consuming. New windows and more insulation are some of the more common home repair projects that could be funded if you were to take advantage of these programs. 

Neighborhood Factors
Home funding repair projects help to make your neighborhood a place in which people want to reside. They work to equalize the disparities that can exist in many of these lower income neighborhoods. Having a entire neighborhood not being able to afford basic home repairs works to decrease the value of your property. It’s to everyone’s benefit if these types of things can be repaired and increase the livability of your entire area. 

These grant programs exist in order to improve the lives of low-income families. To better support our communities, these and other programs can assist low-income households, which helps lift others out of poverty.

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Author: Brooke Chaplan is a freelance writer and blogger. She lives and works out of her home in Los Lunas, New Mexico. She loves the outdoors and spends most of her time hiking, biking, and gardening. For more information, contact Brooke via Facebook at facebook.com/brooke.chaplan or Twitter @BrookeChaplan