Credit card fraud occurs every day, as hackers are always on the lookout for ways to steal your personal information. In fact, it is estimated that nine million Americans are victims of identity fraud every year, and many of these individuals have their credit card information stolen as well. Even if you only use your credit cards to shop at major retailers, you can still become a victim.… [Read more]
Want Legalized Marijuana? Then Change Drug Testing Policies
Marijuana is becoming an increasingly more accepted drug in our society. Medical marijuana use is now permissible in over a dozen states, and consumers can legally use marijuana for recreation in Colorado and Washington. Although marijuana is a powerful, mind-altering drug, there are some benefits to its use. In states where medical marijuana is legal, doctors have prescribed it to cancer patients and victims of other serious diseases because it can help relieve some of the pain associated with these illnesses.… [Read more]
The State of the Mortgage
Looking to buy a home? Believe it or not, it might be easier than it’s been during the last two decades to secure a mortgage from financial institutions.
According to a survey of senior loan officers commissioned by the Federal Reserve, at negative 18.3 percent, the net percentage for prime mortgages was the lowest it’s been since the central bank started tracking it in 2007.… [Read more]
Is Your College Degree Really Worth the Cost?
Is the cost of college too high? Are the majority of degrees truly worth any more than the paper they’re printed on? Is a college education necessary for success — and by what standards do we measure success?
The debate over the cost, necessity, and benefits of college continues to rage on, and many individuals come down firmly on one side or another.… [Read more]
Should Your Doctor Be Allowed to Ask If You Have a Gun?
Anyone who receives regular medical care knows doctors will typically ask patients a number of questions about their habits and lifestyle. In addition to taking your height and weight and asking questions about your diet and physical activity, doctors also ask about your sexual history, drug and alcohol consumption, and other areas they feel may be pertinent to your health and wellness.… [Read more]
Congress Calls for Lung Cancer Screening Test Expansion Under Medicare
Preventative care is all the buzz these days in the medical field.
Think about it: every so often, you take your car in for a tune up so as to hopefully prevent serious problems from occurring down the road. Maybe the mechanic will notice something’s slightly loose in your engine and tighten it. Had he or she not done that, a few more miles of wear and tear and your engine might have overheated—with you bearing the brunt of the bill.… [Read more]