Having no or bad credit can be crippling. Not only could it block you from getting financing, but your credit score can be used to find out if you’re trustworthy enough to get an apartment, get a lease on a vehicle, or even get a job. Thankfully, there are some concrete steps anyone can take to either start building or repair their credit.… [Read more]
Here we present discussions of private or public funds, their management, and the financial system that serves them. And, as with mostother topics, we want to know the impact of politics across state and global markets.
Health insurance is a hot button topic lately. Even with the introduction of the healthcare mandate and the Affordable Care Act in place, there are still some surprising things that aren’t covered by health insurance, but really should be.
Many believe that participants get paid to participate in clinical trials every time. However, many new therapies that are still in the trial phase require that you pay for your treatment during the trial.… [Read more]
President Trump finalized the GOP tax bill by signing it into law before the Christmas holiday. Some Americans were in strong support of the bill while others felt somewhat differently about it, and by “others,” I mean people who don’t reside in the upper 4 percent of wealth in the country.
The new tax bill, which Trump claims is terrific for the middle class, is actually quite the opposite — especially for upper-middle-class families.… [Read more]
The housing market has always been a large indicator of economic standing. When the economy is doing well, real estate value goes up, rent increases and residents are expected to keep up. However, when the economy is doing poorly, rent prices do not follow the decreasing trend, and for those with stagnant wages, finding affordable housing in big cities is not made any easier.… [Read more]
The economy is holding up but that doesn’t mean you are. Are you financially protected? Did you sign up for all benefits to which you are entitled? Have you been involved in an accident at your workplace? An on the job injury can leave you feeling uncertain about the future, especially if you’re facing a long recovery.… [Read more]
Even a minor mistake can drive your assets into the ground, and that is why it is always a good idea to err on the side of caution. Aggressively protecting your financial future could help you avoid common roadblocks and pitfalls that have destroyed countless lives over the years. Here is a look at five financial moves that you might want to consider making sooner rather than later.… [Read more]
Back in October, the IRS announced a number of key changes to policies regarding taxes, both for individuals and businesses. As we enter 2017, it is important to anticipate these changes coming into effect. These changes will affect the taxes you file for the fiscal term of 2017. What are the key changes to anticipate this year?… [Read more]
The Millennial generation is now getting more well-known in the business world. Generally defined as being born between 1980 and 2000, these young adults have gotten quite the negative reputation. They speak their minds, are more attached to technology than you or your parents, and have been stereotyped as having an annoying sense of entitlement. But the fact remains, Millennials are the future of the business world.… [Read more]
Starting a business is not for everyone. Some people prefer the safety net of being an employee with holiday pay, sick pay, and a guaranteed income. However, if you dream of being your own boss, making decisions and enjoying an income with no ceiling, becoming an entrepreneur will be right up your street.Out-of-the-Box Solutions
Anyone can become an entrepreneur – as long as you have a viable business plan and the motivation to make it work, there is no reason why your business shouldn’t be a success.… [Read more]
Debt is a common problem that millions of Americans face each day. Debt can be overwhelming, exhausting, and feel as if it never ends no matter how hard to you try to get above a negative balance. For nearly one million Americans, in 2015, bankruptcy seemed like the only escape, the only way to break free from debt.… [Read more]
If you are one of those who’ve recently graduated, and are drowning in student debts, you’ve most likely heard of student loan forgiveness options. As you delve deeper into getting your student loan forgiven, keep in mind that not everything you read or hear is true. Here are some of the most common myths; experts have shared with us, about student loan forgiveness.… [Read more]
Amid new fears that China’s financial problems will bring the global economy plummeting again, more and more companies are looking for ways to save money in order to protect their bottom line. From cutting back on energy to seeking cheaper materials, small businesses around the globe are trying to trim expenditures to the bare minimum. There are actually some ways your Human Resources (HR) department can help you cut back on payroll going forward.… [Read more]
Small business generates some of the world’s brightest and most talented minds. These entrepreneurs have proven they are people to watch, and have what it takes to create entire empires off their own sweat. These industry leaders continue to transform the business world of the future.
Michelle got her start as an online vlogger and taught viewers how to apply cosmetics and transform their looks from ordinary to glamorous.… [Read more]
Business taxes are an unfortunate part of doing business. They come under many names, such as corporation taxes, but the reality is this is the government attempting to claim their slice of your pie. Do everything you can to reduce your business taxes and you can save thousands every year.
Let’s take a look at this complex issue.… [Read more]
One out of four businesses that are hit with a natural disaster never opens again. Natural disasters are becoming more common. In 1975, approximately 100 natural disasters were reported, according to the International Disaster Database. By 2010, there were nearly 500 disasters reported. Simply put, if a company wants to stay in business after a disaster, it needs to have safeguards in place to mitigate the risk.… [Read more]
Given the lingering effects of the Great Recession, many people consider the benefits of a fall-back plan to safeguard their hard-earned money. One way to diversify is investing in real estate. If you’re a first-time landlord in the current housing market, it’s more important than ever to know the responsibilities and expectations you’ll face and take the proper measures to ensure your property is protected no matter what may occur.… [Read more]
Going paperless in a business can save on a variety of expenses. As humanity continues through the 21st century, there are many technologies that improve efficiency while reducing the operational costs of an organization. While some of the costs can be quite obvious, there are some that are not often considered.Paper and Ink
The most obvious savings to any business through a digital system is that of paper and ink.… [Read more]
Experts will tell you that medical malpractice occurs when medical personnel or health care providers do not follow the recognized professional standards of the practice in the delivery of their service. It is true that different situations arise in medical emergencies which are not covered by the accepted standards or regulations. However, negligence or malpractice is recorded when a medical practitioner does not follow the same or similar protocol in which a reasonable and prudent professional colleague would have followed being in the same or similar situation, according to the Frank Jenkins Law Office.… [Read more]
They are the words that no tax-paying American wants to hear: “You’re being audited.” Paying taxes and preparing your tax return every year can be frustrating enough. However, if the IRS chooses to audit you, it can be a dreadful experience.
Even if you feel confident that you covered every detail and all of your deductions are accurate and legitimate, it’s still very easy to second guess yourself and worry about what an audit might uncover.… [Read more]