A Few Things You May Be Surprised to Know Aren’t Covered by Health Insurance

Health insurance is a hot button topic lately. Even with the introduction of the healthcare mandate and the Affordable Care Act in place, there are still some surprising things that aren’t covered by health insurance, but really should be.

Clinical Trials

Many believe that participants get paid to participate in clinical trials every time. However, many new therapies that are still in the trial phase require that you pay for your treatment during the trial.… [Read more]

Preventative Healthcare and the Affordable Care Act

Despite efforts by members of the Republican party and President Trump to repeal and replace the Affordable Care Act (ACA), this legislation is still in effect. However, some changes are on the way, which may have major impacts on those enrolled in ACA-based insurance policies. Perhaps the most notable development involves the individual mandate, which requires most Americans to keep a minimum level of health coverage or else face a tax penalty.… [Read more]

How Our Political Discourse Today Leaves the Elderly Out

Today, the way we talk about politics is heated, to say the least. Many political discussions devolve into name-calling and cherry-picked numbers from both sides of the aisle. And almost all of those heated discussions take place online. A topic that is frequently brought up in our political discourse today is marginalized groups — and for good reason.… [Read more]

4 Ways Trump’s Presidency Might Affect Healthcare Legislation

Sweeping changes to legislature are occurring barely one month into Donald Trump’s presidency. On January 9, 2017, the Journal of the American College of Radiology released an article citing four main areas of healthcare that might be affected by Trump’s presidency: repealing of the Affordable Care Act (ACA), increasing executive branch authority over physicians’ practices and payments, eliminating the CMMI and its impact on The Medicare Access and CHIP Reauthorization Act (MACRA) of 2015, and changing tort reform.… [Read more]

How Might Health Care Law Change Under Trump

With Donald Trump now officially the president-elect in the United States, there are a lot of questions regarding what his administration will do in a number of key areas, including health care. With so many people all over the country struggling with rising health insurance premiums and the rising cost of prescriptions, everyone is looking for a solution that will work for all people, regardless of income level.… [Read more]

Myths About the Affordable Care Act Debunked!

Another session of open enrollment for affordable health insurance is running from November 1, 2016 all the way to January 31, 2017. Under the new open enrollment period, you can enroll and acquire proper healthcare coverage. Election results haven’t changed this.

While there is plenty of information you can read to understand this latest open enrollment period and the available plans, there are still a lot of misconceptions and myths surrounding health insurance and the healthcare industry in general.… [Read more]

Presidential Frontrunners vs. Small Business Owners

American culture is hardwired to exalt the small business owner, and with good reason: small businesses added two-thirds of the three million new jobs created in 2014.

As a result, any cogent political philosophy will pay close attention to the needs of America’s legion of entrepreneurs and small business owners.

The 2016 race is no different.… [Read more]

Healthcare Today: How Much has Obamacare Actually Affected?

The Affordable Care Act of 2010 created a number of changes in the American healthcare system. Many caused the system to become more consumer-oriented and less profit-oriented for insurance companies. Despite problems with its rollout, Obamacare is helping to make Americans healthier, while helping to reduce costs for the healthcare industry.

Guaranteed Issue Covered Preexisting Conditions Previously, health insurance companies could increase their profits by denying coverage to people who have already been diagnosed with a medical condition.… [Read more]

Affordable Care Act and Taxes for 2015

Since the Affordable Care Act took effect in 2010, the number of uninsured Americans has dropped from 18 percent to 13.4 percent at the end of the 2014 enrollment period, according to a Gallup poll. The law has had its ups-and-downs, but appears to be working the way Congress and President Barack Obama envisioned it.

Each year more provisions of the law go into effect.… [Read more]

The Future of (Obama) Healthcare: Enrollment Numbers and Penalties

The final hours of tax day are upon us. And, last week, the final days of the open enrollment period for health insurance under the Affordable Care Act came to a close. Enrollment exceeded the 7 million figure the government hoped for, but various surveys suggest that information about healthcare coverage, costs, and enrollment still isn’t as clear to the public as most people would like.… [Read more]