It was recently reported that a Florida judge sentenced a young man who showed up late for jury duty to 10 days in jail. This case is extremely harsh, but in the USA there are countless common ‘misdemeanors’ that may seem relatively harmless. However, these seemingly minor crimes have the potential to land you in jail and result in you being hit with a criminal record that could make it difficult for you to find a new job, apply for credit, and cause many other substantial problems for you in the future.… [Read more]
Having no or bad credit can be crippling. Not only could it block you from getting financing, but your credit score can be used to find out if you’re trustworthy enough to get an apartment, get a lease on a vehicle, or even get a job. Thankfully, there are some concrete steps anyone can take to either start building or repair their credit.… [Read more]
Do you know what your credit score is? Do you at least have a ballpark figure? We all have far too many numbers to memorize in life to keep all of them around for instant recall, but your credit score is probably among the more important ones to know.
I’m not here to tell you how a credit score is calculated; frankly, there’s a lot that goes into it, and even financial experts are occasionally in disagreement about which factors actually influence your score.… [Read more]