The Cost of Grad School and Why Students are Rising in Numbers

It’s no secret that the cost of an undergraduate degree has continued to steadily climb in recent years. An undergraduate is considered the “minimum” for many white-collar jobs, so most students don’t look further. This growing cost has driven undergraduates to seek new avenues of improving their lifetime earnings, even though number of graduate degrees awarded has doubled since the 1980’s.… [Read more]

Four Frontrunners in the World of Small Business Today

Small business generates some of the world’s brightest and most talented minds. These entrepreneurs have proven they are people to watch, and have what it takes to create entire empires off their own sweat. These industry leaders continue to transform the business world of the future.

Michelle Phan

Michelle got her start as an online vlogger and taught viewers how to apply cosmetics and transform their looks from ordinary to glamorous.… [Read more]

Veteran Validations: Best Programs that Give Back

There are over 20 million veterans who have served their country in the U.S. and fortunately, there are many helpful programs that offer a variety of services and benefits to help them permanently adjust to civilian life after active duty. Below are some of the best and most well-known for helping out veterans in need. Vocational Rehabilitation The Vocational Rehabilitation and Employment (VRE) service of the VA provides veterans with job training, resume development, and coaching skills needed to obtain gainful employment after military service.… [Read more]

Higher Education Today: Is it Worth the Cost and Time for Millennials?

In the past, there was no doubt about which road to take when it came to having the best opportunities for a promising future. College was dangled in front of the youth of America like a golden ticket to make their career dreams come true. Today, a higher education has lost its luster due to a struggling economy and an extremely competitive job market.… [Read more]

Minimum Wage Votes: What’s Expected For Earners Today

On May 19 of this year, Los Angeles lawmakers voted 14 – 1 to raise the minimum wage to $15.00 by 2020. That makes L.A. the largest city to significantly raise the minimum wage, which is currently at $9.00 [1]. The increase would take place in stages with the first one happening on July 1, 2016.… [Read more]

Financial Literacy Gap among U.S. Students

American students have been found to be way too behind in the financial literacy arena. According to a recently conducted study, U.S. students’ financial literacy scores were below average. Although this study was for high school students, the findings among students beyond high school was the same. While students are pushed to towards higher education, in spite of them being unable to afford it, they make some very basic mistakes due to their lack of understanding regarding finances – and this ends up costing them even later on in life.… [Read more]

Is Health Insurance Ever Going to Be Perfect?

Hearing the words “Obamacare” and “Affordable Care Act” strikes confusion into the minds of many Americans as the quest for the best health insurance plan continues for many.

People hear these terms and how health care and health insurance will be affected, but often times the outlook and options are misunderstood. The public wonders if health insurance will ever be perfect and what their coverage will look like in a few years.… [Read more]

The State of the Mortgage

Looking to buy a home? Believe it or not, it might be easier than it’s been during the last two decades to secure a mortgage from financial institutions.

According to a survey of senior loan officers commissioned by the Federal Reserve, at negative 18.3 percent, the net percentage for prime mortgages was the lowest it’s been since the central bank started tracking it in 2007.… [Read more]

Gambling as a Backup to States’ Budget

It seems in the aftermath of the recent economic crash a lot of states having begun reversing their policies on gambling in order to combat their budget constraints and expand the amount of money they pull in from taxation.

Online gambling and slot machines in lottery halls are common sight across the UK and other European countries, in fact you can visit a website like paypal-casinos.co and within minutes you’ll be playing a slot game.… [Read more]

Benefits of a Public Healthcare System

Public health and the availability of healthcare services have become increasingly prominent issues in recent years. In the US, the controversial debate regarding the possible establishment of a public healthcare system has sparked many to revaluate their opinions towards public healthcare.

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How public healthcare works

The fundamental principle behind a public healthcare system is that the tax payments which individuals make to the State will be allocated towards the payment of their healthcare.… [Read more]